Providers

It relocates the work.
It doesn't remove it.

Model delivery sends the target and leaves you the implementation. Full outsourcing hands over both. The strategies can be identical; the accountability is not.

Two ways to get someone else's portfolio

Model delivery sends you the target — the holdings and weights — and your firm implements it. You place the trades, handle the exceptions, reconcile the results, and remain operationally responsible for everything that happens after the model arrives.

Full outsourcing hands over the implementation as well. The provider trades, rebalances, handles the exceptions, and reports.

The strategies can be identical. What differs is who does the work and who is accountable when it goes wrong.

The economics people get backwards

Model delivery looks cheaper because the visible fee is lower. The work does not disappear; it moves onto your staff, where it is paid for in salary rather than in an invoice and is therefore harder to see.

Firms comparing the two frequently compare a fee to a fee, when the honest comparison is a fee to a fee plus the fraction of a person it takes to implement across every account, every month, correctly.

Model delivery does not remove the work. It relocates it to a line item you have already stopped noticing.

Where model delivery genuinely fits

A firm with real operational capability, deliberately built and adequately staffed, that wants strategy input while keeping implementation control. That is a legitimate model and some firms run it well.

It fits badly when the operational capability is one person who also does three other jobs.

The question that resolves it

Not which is cheaper. Ask: when a rebalance goes wrong across your book, who fixes it, how quickly, and who is answerable to the client?

Under model delivery, all three answers are you. That may be exactly what you want. It should be a decision rather than a discovery.

The middle ground

Some firms run both: full outsourcing for the core, model delivery for the mandates where they want to keep their hands on the wheel. Sensible, and worth doing explicitly rather than drifting into.

The build-or-buy decision →

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